Draft for legal review. This document is not final. Bracketed items still need to be filled in. Last updated 2026-11-08.
1. About these terms
These draft Terms of Service apply to your use of SC Funding's website at fundingsc.com and its simulated trading evaluation services. The contracting entity is [Company legal name], with its registered address at [Registered address].
By purchasing or using a service, you agree to the terms that apply to it. Please review these terms before you purchase. They are drafts for legal review and are not represented as final legal advice or a complete statement of your rights.
2. The services
SC Funding offers paid simulated evaluations, including the 2-Step Challenge, 1-Step Challenge, and Instant Funding programs. Trading takes place in a demo environment on MetaTrader 5 (MT5).
No real funds are traded through the evaluation accounts, and SC Funding does not provide investment services, brokerage, investment advice, or access to a real-money trading account. The service is an evaluation of simulated trading activity.
3. Accounts and eligibility
You must provide accurate and current information, keep your account credentials confidential, and use the services only where they are available and lawful for you. You are responsible for activity carried out using your account.
We may request information or documents to confirm eligibility or identity. Access to a funded stage or any payout may require successful KYC identity verification and approval, as well as compliance with the applicable program rules.
4. Evaluation fees and payments
A one-time fee is charged for the evaluation service you select. The applicable fee and program details are shown before purchase. Payments are processed by a third-party payment provider and are subject to that provider's terms and privacy practices.
Payment does not guarantee passing an evaluation, receiving a funded-stage account, or becoming eligible for a payout. Refunds are handled under the Refund Policy and any mandatory rights that apply to you.
5. Simulated trading and program rules
All evaluation trading is simulated. You must follow the rules and limits displayed for your selected program, including its daily loss and maximum loss limits. Breaching either applicable loss limit ends the account.
Program rules may also describe evaluation targets, time limits, permitted conduct, and funded-stage requirements. Review the rules presented for your program before trading; those rules form part of the service terms for that program.
6. Prohibited conduct
You must not use latency arbitrage, tick scalping, copy trading between firms, account hedging through opposite trades across accounts, or exploit errors in a platform or service.
You must not interfere with the service, misrepresent your identity or activity, or help another person evade program rules. We may review trading activity and take action under these terms when we reasonably identify prohibited conduct or a rule breach.
7. Funded stages and performance-based rewards
A funded-stage account remains simulated and does not involve trading real funds. Subject to eligibility, review, program rules, and approved KYC identity verification, a trader may qualify for a performance-based reward, referred to as a payout.
Payouts may be made in USDT or by bank transfer, subject to the available payment methods and applicable requirements. A payout is not guaranteed; performance, account status, verification, compliance review, and any other stated eligibility conditions may affect approval.
8. Suspension and termination
We may restrict, suspend, or end access to an account or service if a loss limit is breached, prohibited conduct or another material rule breach is identified, verification is not completed, or action is required to protect the service or comply with applicable obligations.
Where appropriate and lawful, we will provide information about the reason for an action and any available review process. Ending an account does not remove obligations or rights that accrued before termination.
9. Disclaimers and liability
The services are provided for simulated evaluation purposes. Past results or simulated performance do not guarantee future results or a payout. To the extent permitted by law, SC Funding does not promise uninterrupted, error-free, or profitable use of the services.
Nothing in these terms excludes or limits liability where the law does not permit that exclusion or limitation, or any rights you may have that cannot legally be waived. Any other limits on liability must be reviewed and completed for the applicable jurisdiction: [Liability terms].
10. Changes, governing law, and contact
We may update these terms when needed. Material changes will be communicated through the website or another appropriate channel, with an effective date where required. The law governing these terms and the forum for disputes are [Governing law jurisdiction] and [Dispute resolution forum], subject to mandatory consumer protections.
For questions about these terms or the services, contact support@scfunding.com.